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Business Insurance

BUSINESS

INSURANCE 

PROPERTY | LIABILITY | WORKERS COMP | AND MORE

We are the risk manager you and your business can count on.

WHY

MILLER AND CORNELL

Why Miller and Cornell

CUSTOMIZED APPROACH

Every business has unique insurance and risk needs. To build a successful relationship, we take time to shape our advice, service and workflows into your way of doing business. Personalization provides an ideal experience.

COVERAGE KNOWLEDGE

We pride ourselves on our continuing education, understanding the latest policy language interpretations and explaining coverage in simple terms. We use our knowledge to help you make risk decisions.

A LONG TERM ADVISOR

Our advisors have ownership in our business. This makes everyone accountable and long-term oriented. We're genuinely invested in the continued success of your business not just an immediate sale.

ACCESS TO MARKETS

In an ever-changing marketplace, it is important to work with an advisor that has strong relationships and knows how to navigate the industry. We partner with top-rated insurance carriers that offer the most competitive pricing.

ONE POINT OF CONTACT

Big issue or small question, you will know exactly who will handle your need and your advisor will know you. You'll have confidence the task will be handled efficiently. Just like a trustworthy member of your team.

CLAIMS ADVOCATE

Should the need arise, your experienced Miller and Cornell advisor will take you under their wing, discuss the best course of action and help you navigate the claims process. We advocate on your behalf for fair and efficient resolutions.

BUSINESSES

WE ADVISE

Businesses We Advise
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CONTRACTORS

Contractors face complex risks that can change quickly. In a competitive industry, they need quick, efficient and accurate advice and service from someone they trust.

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REAL ESTATE

For property owners and managers, their property is their business. It is essential to protect it properly and keep their assets operating smoothly. Attention to policy details is paramount.

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PROFESSIONAL SERVICES

As professional service business owners ourselves, we understand the level of attention you expect. We know the importance in protecting the work that went into building your business.

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WHOLESALE & DISTRIBUTION

Business interruptions can be devastating to your supply chain. We make sure to understand your business so you understand how your insurance policies will react before a loss occurs.

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RETAIL & SERVICE

Small business owners are busy. They are managing and trying to grow. Owners need a business partner they trust to properly protect their business with minimum time wasted.

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MANUFACTURING

Different types of manufacturers have different types of risks. We assess your risks and work with you to deliver comprehensive protection of your workers, products and operations.

COVERAGE

WE ADVISE

Coverage We Advise
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BUSINESS

OWNERS

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COMMERCIAL

UMBRELLA

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INLAND

MARINE

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GENERAL

LIABILITY

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PROFESSIONAL LIABILITY

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CONTRACTORS

EQUIPMENT

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COMMERCIAL

PROPERTY

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DIRECTORS

& OFFICERS

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CRIME

INSURANCE

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BUSINESS

AUTO

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CYBER

INSURANCE

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POLLUTION

LIABILITY

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WORKERS

COMPENSATION

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BUILDERS

RISK

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EMPLOYMENT PRACTICE LIABILITY

Risk Management

CUSTOMIZED

RISK MANAGEMENT

Every business owner deserves personal attention. Especially when it comes to protecting their business from catastrophic loss.

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Not One Size Fits All

Our objective is to help clients of all sizes and in all industries better understand, manage and, where appropriate, correctly transfer risks to insurers.  The goal being to empower business decisions that ensure stability and growth giving business owners piece of mind.

Because our clients and the risks they face vary in size and complexity, we are committed to serving each and every client in the way best suited to their needs and workflows with the personal attention they deserve. This ranges from bespoke consultations, insurance design and analysis, to highly efficient standardized solutions designed around the needs of similar groups of clients.

No-fee services may include:

  • Risk Assessment

  • Coverage Gap Analysis

  • Contractual Risk Transfer Reviews

  • Audit Support

  • Claims Advocacy

  • Loss Control Guidance and Implementation

  • Administrative Support

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