We are the personal risk manager you and your family can count on.
Independent agencies do not work for the insurance company. They own their own business. This allows them to have an honest conversation about what is best for you.
Independent agencies are in your community. You can meet in person and they have a reputation to uphold. They understand and share common causes of claims in your area.
Independent agencies offer you choice and the ability to compare rates. You'll be able to stay with your trusted advisor even if the need arises to change your insurance company.
MILLER AND CORNELL
Your advisor has your best interest in mind. You will see our authenticity right away. Our goal is to build a long term relationship. That means helping even if it has nothing to do with a sale.
Should the need arise, your experienced Miller and Cornell professional will take you under their wing, discuss the best course of action and help you navigate the claims process. We act as your advocate when dealing with your carrier.
ONE POINT OF CONTACT
Big issue or small, you will always know who to reach and who will be handling your need. Just contact your advisor. No more frustration trying to get something done.
KNOWLEDGE AND EXPERIENCE
Our advisors understand the insurance industry and how to navigate it. We pride ourselves on interpreting policy language so we can set your expectations before a loss.
Each of our carrier partners offers different coverage options and features. Working with us allows you to get the coverage you want, not just what one company has to offer.
Working with an advisor offers fast communication and accurate service. Making for the ideal experience. No more headaches and wasted time chasing rates, our are always competitive.
Specified limit that covers your structures not attached to your home, such as a garage, shed, fencing or pool.
Optional coverage changing the valuation of loss. Pays for new materials and items without depreciation.
Optional coverage for when water or sewage backs into the home or when a sump pump overflows your basement.
Optional coverage that protects from the unexpected costs of repairing the services lines in your front yard.
Protecting your home and assets from the unexpected
Helps to protect your home's structure, exterior, built-in appliances and furnishings.
Helps cover your property that is not attached to your home - clothing, furniture and electronics.
Protects you from judgements and legal fees if you're involved in an accident that damages someone or something.
Loss of Use
Coverage to help pay additional living expenses if you're aren't able to live in your home due to a covered loss.
Protect you from paying legal fees and judgements in the event you injure someone in an auto accident.
A PA coverage option that determines your ability to sue another party when you are injured in an auto accident.
Protects you from paying damages in the event you damage someone else's car or property in an auto accident.
Protects if injured by another driver and they don't have insurance or if they have too low of limits.
Pays for the damage to your vehicle, regardless of fault, if you hit another vehicle, object or if someone hits you.
Pays for the damage to your vehicle that is caused by things like, vandalism, weather, animals or theft.
A common optional feature that will protect you from surcharges if you are at-fault in an accident.
First Party Benefits
Gives you additional options to protect yourself and others if injured in an auto accident - medical, work loss, funeral etc.