PERSONAL

INSURANCE 

HOMEOWNERS | AUTO INSURANCE | AND MORE

We are the personal risk manager you and your family can count on.

WHY

INDEPENDENT

 

UNBIASED ADVICE

Independent agencies do not work for the insurance company. They own their own business. This allows them to have an honest conversation about what is best for you.

LOCAL & ACCESSIBLE

They do business how you want to do business. They take advantage of the latest technology to provide a fast day-to-day service, but slow down to meet face-to-face when it matters most.

MULTIPLE COMPANIES

Independent agencies offer you choice and the ability to compare rates. You'll be able to stay with your trusted advisor even if the need arises to change your insurance company.

WHY

MILLER AND CORNELL

 

RELATIONSHIP FOCUSED

Your advisor has your best interest in mind. You will see our authenticity right away. Our goal is to build a long term relationship. That means helping even if it has nothing to do with a sale.

CLAIMS ADVOCATE

Should the need arise, your experienced Miller and Cornell professional will take you under their wing, discuss the best course of action and help you navigate the claims process. We act as your advocate when dealing with your carrier.

ONE POINT OF CONTACT

Big issue or small, you will always know who to reach and who will be handling your need. Just contact your advisor.  No more frustration trying to get something done.

KNOWLEDGE AND EXPERIENCE

Our advisors understand the insurance industry and how to navigate it. We pride ourselves on interpreting policy language so we can set your expectations before a loss.

COVERAGE OPTIONS

Each of our carrier partners offers different coverage options and features. Working with us allows you to get the coverage you want, not just what one company has to offer.

EFFICIENCY

Working with an advisor offers fast communication and accurate service. Making for the ideal experience. No more headaches and wasted time chasing rates, our are always competitive.

Smiling Family

HOMEOWNERS

INSURANCE

 

Other Structures

Specified limit that covers your structures not attached to your home, such as a garage, shed, fencing or pool.

Replacement Cost

Optional coverage changing the valuation of loss. Pays for new materials and items without depreciation.

Water Backup

Optional coverage for when water or sewage backs into the home or when a sump pump overflows your basement.

Service Line

Optional coverage that protects from the unexpected costs of repairing the services lines in your front yard.

Suburb Family Home

Protecting your home and assets from the unexpected

Dwelling

Helps to protect your home's structure, exterior, built-in appliances and furnishings.

Contents

Helps cover your property that is not attached to your home - clothing, furniture and electronics.

Personal Liability

Protects you from judgements and legal fees if you're involved in an accident that damages someone or something.

Loss of Use

Coverage to help pay additional living expenses if you're aren't able to live in your home due to a covered loss.

AUTO

INSURANCE

 

Tort Option

Bodily Injury

Protect you from paying legal fees and judgements in the event you injure someone in an auto accident.

A PA coverage option that determines your ability to sue another party when you are injured in an auto accident.

Uninsured Motorist

Property Damage

Protects you from paying damages in the event you damage someone else's car or property in an auto accident.

Protects if injured by another driver and they don't have insurance or if they have too low of limits.

Accident Forgiveness

Collision

Pays for the damage to your vehicle, regardless of fault, if you hit another vehicle, object or if someone hits you.

Comprehensive

Pays for the damage to your vehicle that is caused by things like, vandalism, weather, animals or theft.

A common optional feature that will protect you from surcharges if you are at-fault in an accident.

First Party Benefits

Gives you additional options to protect yourself and others if injured in an auto accident - medical, work loss, funeral etc.

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Protecting your car and against your most likely source of liability

COVERAGE

WE ADVISE

 
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HOMEOWNERS

INSURANCE

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BOAT

INSURANCE

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AUTO

INSURANCE

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RENTERS

INSURANCE

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PERSONAL

UMBRELLA

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CONDO

INSURANCE

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JEWELRY &

COLLECTIBLES

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CLASSIC CAR

INSURANCE

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INVESTMENT

PROPERTIES

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VACATION

HOMES